Moving in, how to split the costs?

[singlewiththree]

We are looking into the financial side of my BF moving in with me and the 3 girls. The thing is I would feel cheeky asking for half the costs as I'm at home working during the day and also have the girls. What would you do?

[Nets]

I would say half is ok.  After all, he's taking on all of you - not just you! xxx

[klh]

I would also say half.
Remember your tax credits will go down significantly and you will have to pay full council tax.
Good luck - hope it works out for you and your family. 
K x

[LAK]

Definitely half.  Hopefully he'll offer so you won't need to ask!

[Paul]

Half, I'm sure he will still be better off

[Sharon J]

Hiya,  Really pleased that you are now at this stage. although a bit of minefield when it comes to sorting the financial side of things out !

Have you talked to him about it and got his view of things financially ?

[topsyturphy]

Thats good news, I would say half too.

[eccentrica]

I think I'd have a chat with him.

Not sure that I'd go for half. Maybe a third initially. See what he thinks. If it's an issue, then it at least gives you a view of what life might be like when he's living with you hun?
I've always found that when the financials are discussed in a relationship it gives you a more accurate sense of the person.

Lx

[LookingForward]

I think you should list all your incomings and outgoings and work it out from there.

For example you may be getting maintenance for your kids etc.  Personally if I was contemplating moving in with someone I wouldn't expect them to pay 50% of mortgage/household/food bills etc as he would be joining a family of 4.

My mother and step-father had an arrangement where he paid the mortgage (in both their names) and ran his own car,  mum then paid 90% of the utilites,  food and ran her own car plus us 3 kids' expenses.  She had maintenance from my dad and this was in the 80s/90s when interest rates were GINORMOUS so I expect the mortgage virtually swallowed my step-dad's salary!

If you're buying a property and will be sharing the equity then I think 50/50 on the mortgage is imperative tho because in this day and age I'd want to be able to demonstrate that I contributed to building equity in the property iyswim?

Good luck tho,  happy for you that you're ready to live together.

Sarah
 

[neil]

When I first moved in with Jane and the 2 girls we simply pooled all the income together, paid all the bills and then split what we had left.